100% Home Financing Options By: LH Lending There are several zero down payment mortgage options for home buyers with good credit and a steady income. Some examples of a no down payment / zero down mortgage program may include: USDA Rural Development Loans VA Loans for veterans, active duty service members, and spouses LH... Read More »
why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »
concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »
wondering if you’re qualified to be a good homeowner? by: lh Lending There are a range of home loan programs with varying minimum qualifications and features such as low to zero minimum down payment and minimum credit scores of 600. Depending on your goals, you will more than likely qualify for at least one of... Read More »
concerned about saving for a down payment? by: lh lending Several home loan programs now have minimum down payment options resulting in little to no money down. The total cost of your financing decreases as your down payment increases. There are circumstances when the lower down payment options make sense as well. Your LH Lending... Read More »
Student Loans and Home Ownership Having student loan debt does not automatically preclude you from qualifying for a home loan. There’s a range of home loan programs that vary in requirements. Depending on your goals, you more than likely qualify for at least one of the home purchase products even if you have a... Read More »
What You’ll Need to Qualify for a home loan in Today’s Market: We’re here to help breakdown the mortgage process! Down Payment: Generally, between 5-20% of the purchase price is a traditional down payment (However, many buyers are putting down 10% or less – with some putting down as little as 3%). Income Verification,... Read More »
What is a Title Company? When you purchase property, you don’t want to pay for real estate that doesn’t actually belong to the seller. A title company helps to ensure you don’t! A title company reviews the real estate transaction to legitimize that the property for sale truly belongs to the seller. The Title Company then issues title insurance... Read More »
How Does my credit score impact my loan? Lenders use credit scores to determine: Who qualifies for a loan At what interest rate What credit limits typically, credit scores will range from 300-850. fair to excellent credit scores will range from 300-850. there are many benefits to having a fair to good credit score You’ll... Read More »
5 steps to HOME OWNERSHIP by: lh lending step 1: Talk with a loan officer to get pre-qualified for a home loan they’ll help you determine how much home you can afford, down payment requirements and more! step 2: shop for your dream home! step 3: get a contract on your home to be purchased... Read More »
7389 Florida Boulevard
Suite 200C
Baton Rouge, LA 70806
Office: 225-490-6649 | Cell: 985-320-8115
Email: ablakeney@lhlending.com
NMLS 1106845
Equal Housing Lender. ©2022 LH Lending LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. LH Lending LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.
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