100% Home Financing Options By: LH Lending There are several zero down payment mortgage options for home buyers with good credit and a steady income. Some examples of a no down payment / zero down mortgage program may include: USDA Rural Development Loans VA Loans for veterans, active duty service members, and spouses LH... Read More »
Get $5000 off closing costs when you buy any move-in-ready home in a Level Homes neighborhood! *For Louisiana Level Homes neighborhoods only For any move-in ready home in the Level Homes neighborhoods, buyers receive $5000 to put towards/off closing costs. Offer valid thru September 28th. Talk with a LH Lending Loan Officer today about your home loan options... Read More »
what does a loan officer do? by: lh lending Loan officers, often referred to as mortgage loan originators, and are people who help borrowers acquire loans such as mortgages from banks and lending institutions. Loan officers work directly for the bank or lending institution and can assist in determining the credit worthiness of the borrower.... Read More »
concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »
How does student loan debt impact your ability to become a homeowner? by: lh lending Having student loan debt does not mean you can’t qualify for a mortgage . As with most financing, your debt to income ratio, also known as DTI is one key factor in qualifying for a loan. Certain home loan programs weigh student... Read More »
Student Loans and Home Ownership Having student loan debt does not automatically preclude you from qualifying for a home loan. There’s a range of home loan programs that vary in requirements. Depending on your goals, you more than likely qualify for at least one of the home purchase products even if you have a... Read More »
How Does my credit score impact my loan? Lenders use credit scores to determine: Who qualifies for a loan At what interest rate What credit limits typically, credit scores will range from 300-850. fair to excellent credit scores will range from 300-850. there are many benefits to having a fair to good credit score You’ll... Read More »
5 steps to HOME OWNERSHIP by: lh lending step 1: Talk with a loan officer to get pre-qualified for a home loan they’ll help you determine how much home you can afford, down payment requirements and more! step 2: shop for your dream home! step 3: get a contract on your home to be purchased... Read More »
how much home can you afford? buying too much house can quickly turn your home into a liability instead of an asset. That’s why it is important to know what you can afford before you start looking for a home. general rule of thumb Keep monthly mortgage payment to 25% or less of total... Read More »
7389 Florida Boulevard
Suite 200C
Baton Rouge, LA 70806
Office: 225-490-6649 | Cell: 985-320-8115
Email: ablakeney@lhlending.com
NMLS 1106845
Equal Housing Lender. ©2022 LH Lending LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. LH Lending LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.
7389 Florida Boulevard Suite 200C, Baton Rouge, LA 70806 | LH Lending NMLS 1197059 www.nmlsconsumeraccess.org
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