why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »
wondering if you’re qualified to be a good homeowner? by: lh Lending There are a range of home loan programs with varying minimum qualifications and features such as low to zero minimum down payment and minimum credit scores of 600. Depending on your goals, you will more than likely qualify for at least one of... Read More »
concerned about saving for a down payment? by: lh lending Several home loan programs now have minimum down payment options resulting in little to no money down. The total cost of your financing decreases as your down payment increases. There are circumstances when the lower down payment options make sense as well. Your LH Lending... Read More »
How does student loan debt impact your ability to become a homeowner? by: lh lending Having student loan debt does not mean you can’t qualify for a mortgage . As with most financing, your debt to income ratio, also known as DTI is one key factor in qualifying for a loan. Certain home loan programs weigh student... Read More »
How Does my credit score impact my loan? Lenders use credit scores to determine: Who qualifies for a loan At what interest rate What credit limits typically, credit scores will range from 300-850. fair to excellent credit scores will range from 300-850. there are many benefits to having a fair to good credit score You’ll... Read More »
Need cash or to consolidate debt? lh lending has smart REFINANCE options! As home values continue to rise, LH Lending is helping homeowners use their home’s untapped equity as a tool to consolidate higher interest debt and to provide cash for other needs, such as, remodeling, adding on to a home, investment property, tuition, vacation or even... Read More »
7389 Florida Boulevard
Suite 200C
Baton Rouge, LA 70806
Office: 225-490-6649 | Cell: 985-320-8115
Email: ablakeney@lhlending.com
NMLS 1106845
Equal Housing Lender. ©2022 LH Lending LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. LH Lending LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.
7389 Florida Boulevard Suite 200C, Baton Rouge, LA 70806 | LH Lending NMLS 1197059 www.nmlsconsumeraccess.org
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