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LH Lending Hurricane Florence Relief

September 17, 2018 7:48 pm Published by Leave your thoughts

Hurricane Florence Relief Fund LH Lending is partnering with Christ’s Community Church of Denham Springs and Emerge Ministries out of Beulaville, North Carolina to bring items and donations to those impacted flooding from Hurricane Florence. The scene in the Carolinas is hauntingly familiar to some of us in south east Louisiana who experienced the Great Flood in 2016. Some... Read More »

What Does a Loan Officer do?

July 13, 2018 2:56 pm Published by Leave your thoughts

what does a loan officer do? by: lh lending Loan officers, often referred to as mortgage loan originators, and are people who help borrowers acquire loans such as mortgages from banks and lending institutions. Loan officers work directly for the bank or lending institution and can assist in determining the credit worthiness of the borrower.... Read More »

Why Might a Home Loan Closing be Delayed?

July 13, 2018 2:44 pm Published by Leave your thoughts

why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »

Concerned About Your Credit Score

July 12, 2018 4:40 pm Published by Leave your thoughts

concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »

Concerned About Saving for a Down Payment

July 12, 2018 4:39 pm Published by Leave your thoughts

concerned about saving for a down payment? by: lh lending Several home loan programs now have minimum down payment options resulting in little to no money down. The total cost of your financing decreases as your down payment increases. There are circumstances when the lower down payment options make sense as well. Your LH Lending... Read More »

What You Need to Know About the Mortgage Process

July 9, 2018 6:48 pm Published by Leave your thoughts

  What You’ll Need to Qualify for a home loan in Today’s Market: We’re here to help breakdown the mortgage process! Down Payment: Generally, between 5-20%  of the purchase price is a traditional down payment (However, many buyers are putting down 10% or less – with some putting down as little as 3%). Income Verification,... Read More »

What Does a Title Company Do?

June 29, 2018 6:57 pm Published by Leave your thoughts

What is a Title Company? When you purchase property,  you don’t want to pay for real estate that doesn’t actually belong to the seller. A title company helps to ensure you don’t! A title company reviews the real estate transaction to legitimize that the property for sale truly belongs to the seller.  The Title Company then issues title insurance... Read More »

what is a fico score

What is a FICO score?

June 28, 2018 7:21 pm Published by Leave your thoughts

What is a FICO score and why do lenders need it? origin of fico score: Back in 1956, an engineer named William Fair and a mathematician named Earl Isaac came up with a formula to calculate the first credit scoring system. This calculation measures a consumer’s credit risk and has become a fixture in consumer... Read More »

Amanda Blakeney
Louisiana

7389 Florida Boulevard
Suite 200C
Baton Rouge, LA 70806
Office: 225-490-6649 | Cell: 985-320-8115
Email: ablakeney@lhlending.com
NMLS 1106845

Equal Housing Lender. ©2022 LH Lending LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. LH Lending LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.

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