Our Blog

Categories for Financial Education

Seller Paid Buydown

September 8, 2022 3:52 pm Published by Comments Off on Seller Paid Buydown

LH Lending is excited to offer Seller Paid Buydown programs for Conventional and Government loans! This program offers a 30-year fixed rate loan with a reduced payment for the first 2 years.  The 2/1 Buydown effective reduces the interest rate on the loan by 2% during the first year and 1% the second year. This... Read More »


Save on Closing Costs

March 30, 2021 8:00 am Published by Leave your thoughts

$3,000 off closing costs Take advantage of our best incentives of the year on all of Level Homes Move-In Ready Homes! SAVE up to $3,000 toward CLOSING COSTS when you choose LH Lending as your lender on your move-in ready Level Homes – Louisiana home! Contact our award-winning team to learn more today. *LH Lending must be the lender... Read More »


June is National Homeownership Month

June 18, 2019 8:44 pm Published by Leave your thoughts

Homeownership is part of the american dream With 64% of Americans being home owners, it’s obvious that it’s such a big goal of ours. Only 36% do not own their homes and 73% of these people would like to own their home one day. Home Ownership is a great investment to make in your own... Read More »


Use Your Tax Refund For a Down Payment

February 15, 2019 8:18 pm Published by Leave your thoughts

Using Your Tax Return as a Down Payment on a New Home Your tax refund could provide a great opportunity to become a homeowner!  Have you considered putting your tax return towards a down payment or closing costs on a new home? With mortgage programs like HomeOne, FHA Loans, USDA, and more, all requiring a down payment of... Read More »


100% Financing Options

July 24, 2018 7:31 pm Published by Leave your thoughts

100% Home Financing Options By: LH Lending There are several zero down payment mortgage options for home buyers with good credit and a steady income. Some examples of a no down payment / zero down mortgage program may include: USDA Rural Development Loans VA Loans for veterans, active duty service members, and spouses   LH... Read More »


What Does a Loan Officer do?

July 13, 2018 2:56 pm Published by Leave your thoughts

what does a loan officer do? by: lh lending Loan officers, often referred to as mortgage loan originators, and are people who help borrowers acquire loans such as mortgages from banks and lending institutions. Loan officers work directly for the bank or lending institution and can assist in determining the credit worthiness of the borrower.... Read More »


Why Might a Home Loan Closing be Delayed?

July 13, 2018 2:44 pm Published by Leave your thoughts

why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »


Concerned About Your Credit Score

July 12, 2018 4:40 pm Published by Leave your thoughts

concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »