Homeownership is part of the american dream With 64% of Americans being home owners, it’s obvious that it’s such a big goal of ours. Only 36% do not own their homes and 73% of these people would like to own their home one day. Home Ownership is a great investment to make in your own... Read More »
Using Your Tax Return as a Down Payment on a New Home Your tax refund could provide a great opportunity to become a homeowner! Have you considered putting your tax return towards a down payment or closing costs on a new home? With mortgage programs like HomeOne, FHA Loans, USDA, and more, all requiring a down payment of... Read More »
100% Home Financing Options By: LH Lending There are several zero down payment mortgage options for home buyers with good credit and a steady income. Some examples of a no down payment / zero down mortgage program may include: USDA Rural Development Loans VA Loans for veterans, active duty service members, and spouses LH... Read More »
what does a loan officer do? by: lh lending Loan officers, often referred to as mortgage loan originators, and are people who help borrowers acquire loans such as mortgages from banks and lending institutions. Loan officers work directly for the bank or lending institution and can assist in determining the credit worthiness of the borrower.... Read More »
why might a home loan closing be delayed? by: lh lending The closing disclosure, referred to as the CD, is the most crucial part in the mortgage lending process, but it is likely the part least known about by the borrower. That is because most of it happens behind the scenes. You supply the necessary... Read More »
concerned about your credit score? by: lh lending Your credit score is one of the key factors in determining what type of mortgage and interest rate you qualify for. The higher your score, the lower your interest rate and more loan programs to qualify for. However, there are lots of programs available where lower credit... Read More »
wondering if you’re qualified to be a good homeowner? by: lh Lending There are a range of home loan programs with varying minimum qualifications and features such as low to zero minimum down payment and minimum credit scores of 600. Depending on your goals, you will more than likely qualify for at least one of... Read More »
concerned about saving for a down payment? by: lh lending Several home loan programs now have minimum down payment options resulting in little to no money down. The total cost of your financing decreases as your down payment increases. There are circumstances when the lower down payment options make sense as well. Your LH Lending... Read More »
How does student loan debt impact your ability to become a homeowner? by: lh lending Having student loan debt does not mean you can’t qualify for a mortgage . As with most financing, your debt to income ratio, also known as DTI is one key factor in qualifying for a loan. Certain home loan programs weigh student... Read More »
7389 Florida Boulevard
Suite 200C
Baton Rouge, LA 70806
Office: 225-490-6649 | Cell: 985-320-8115
Email: ablakeney@lhlending.com
NMLS 1106845
Equal Housing Lender. ©2022 LH Lending LLC. Loan programs not available in all states, or to all consumers. All loans are subject to availability at the time of application and for terms that meet each individual consumer’s needs and qualification information. Loan applications are subject to credit and property approval. LH Lending LLC encourages all consumers to consult with a tax advisor concerning the tax implications for the type of mortgage sought.
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